iTransact is a cost competitive, full function internet banking system which has a number of unique features. Developed by South Atlantic Solutions for clients with existing core banking systems, iTransact's advanced architecture allows the product to be

• easily integrated with the underlying banking system and mobile text service providers

• customised to the client's branding

• configurable in terms of functionality available to the banks clients

The system provides all of the functionality offered by most leading internet banking products. Well defined interfaces allows the product to be tailored to the requirements of any banks. These include interfaces to bank clearing systems, mobile text gateways, payment gateways for prepaid services

iTransact has been architected as a stand-alone system with a well defined integration layer for integration with the underlying banking system. Well structured commands and expected responses have been defined for the product. This simplifies the integration component of the product implementation, minimizing the time required for deployment and improving the integrity of the process. Message queuing in the Integrator ensures that the system can scale to cope with the volumes that can be supported by the underlying system and ensure the integrity of transactions posted between the components.

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Key benefits of the iTransact Internet Banking System includes

• Cost competitive

• Functional and feature rich

• Rapid rollout of internet banking functionality

• Integrates with any core banking system via the individual core banking system’s interface

• Ease of use, in customers own language. Full internationalization capability allows the software to support many languages.

• Enhanced bank brand reinforcement.. Can be branded with the bank’s colours and logos.

• Can support multiple output interfaces (Web, Voice response, WAP, XML etc)

• Flexibility in hardware and software implementation choices. Can run on low cost open source environments or proprietary systems. It is possible to run the entire system on the existing bank hardware or to separate the database and application on separate servers.

From a business perspective the product allows the bank to

• Provide cost effective services to its customers

• Reduce customer requirements to visit branches

• Reduce the requirements to open new branches or employ more staff

• Service greater customer numbers more effectively

• Provide new customer convenience services